Effective Date: 24/25 Welcome to Gift Advisor! By accessing or using our website Gift Advisor or services, you agree to these Terms of Service (Terms). Please read them carefully. If you do not agree, do not use our services. 1. Use of Services Eligibility: You must be 12 or older and capable of entering into a legal agreement to use our services. Account Responsibility: You are responsible for maintaining the confidentiality of your account and password and for all activities under your account. Acceptable Use: You agree to use our services lawfully and not to: Violate any applicable laws or regulations. Interfere with or disrupt our systems or services. Use our services for fraudulent or harmful activities. 2. Intellectual Property Ownership: All content, features, and functionality provided by us (e.g., text, graphics, software) are owned by Gift Advisor or our licensors and are protected by applicable intellectual property laws. Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes. 3. Payments and Subscriptions If our services include paid features: Billing: You agree to provide accurate payment information and authorize us to charge your selected payment method for any fees due. Refunds: Fees are non-refundable unless otherwise specified or required by law. 4. Disclaimer of Warranties Our services are provided as is and as available without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. 5. Limitation of Liability To the maximum extent permitted by law, Gift Advisor is not liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our services, even if advised of the possibility of such damages. 6. Termination We may suspend or terminate your access to our services at our discretion and without notice if you violate these Terms or for any other reason. 7. Governing Law These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes will be resolved exclusively in the courts of [Your Jurisdiction]. 8. Changes to These Terms We may update these Terms from time to time. Changes will be effective upon posting. Your continued use of our services constitutes acceptance of the updated Terms.